“Money Matters” with Mary Ann ~ Live Radio Broadcast
Listen to money-themed songs and get free financial advice!
Listen to money-themed songs and get free financial advice!
This little piggy went to market This little piggy stayed home This little piggy had coins This little piggy had none… Savings! “Save 10% of your income.” “A penny saved is a penny earned.”...
Oh that dreaded word, budgeting! It’s one of those words that brings up uncomfortable feelings such as lack, restriction, doing without. It’s incredible the power one little word has. In addition, we have visions...
Well, there were so many myths to bust, that I had to break this post into two..just goes to show you what a confusing topic it is! If you missed it, you can start...
I was listening to a speaker on Kids and Money recently, they talked about teaching kids to separate their money into different jars. The basics are savings, spending (both short and long-term savings goals)...
“But I had to use my credit because…” (you can likely finish that sentence) … . “I needed food, I needed to pay the rent, I needed to fix my car, etc. etc. I’ve...
Want a simple ‘Spending Plan Process’? – Set up three accounts. These can be three bank accounts or can consist of a cash account or two, depending on what works for you. One account for your regular monthly expenses, one for savings and one for your day-to-day spending needs.
When my kids first started bringing the books home, I wasn’t crazy about the “wimpy kid”. He seemed a bit, well, jilted and rude. But the wimpy kid stayed around, the books came home from the library and the movie appeared several times at different events. And then, something magical happened
It’s been six long months and my hands are cleaner than ever. Who would have thought I would make it this far? I am referring to life without a dishwasher. Around mid-December, ours broke. My first reaction was sheer terror. I’m pretty sure I almost lost consciousness. Like many families struggling to make ends meet, I didn’t have any savings to buy another. The word credit kept flashing in my mind, but we were just managing what we had. I took a deep breath, pulled up my rubber gloves, and started washing.
We are all one or two events away from bankruptcy – meaning all it takes is one or two major events to turn our financial world upside down. The reason is simple. We live too close to, or above, our means. As a result our credit is maxed out, our savings minimal, or worse, non-existent, and we have absolutely no breathing room.
More