Saving Money on your “last-minute” Christmas Spending
I know it is just under a week to Christmas Day and these tips may seem to be a bit late, but for anyone doing last-minute shopping, there is something here for you too!...
Tagged: money management
Backpacks and Chicken
If you have been following me on social media then you likely know that I am a BIG fan of tracking your expenses. There are so many benefits and only one disadvantage. The disadvantage:...
Why Ratios Don’t Matter…
CTV recently posted an article about Debt to Income Ratios citing that household debt grew faster than income. In addition, Statistics Canada recently released stats stating that not knowing your debt-to-income ratio could come with consequences...
The Stories We Tell Ourselves…and Why We Need to Stop
It’s easy to justify just about anything if you want to badly enough. When it comes to our finances there are a handful of stories we all tell ourselves to take away the guilt...
What is the best way to track expenses?
If you follow my blog, or any of my other social media activities, you will definitely pick up on a common theme … I am a huge advocate on tracking expenses. Why? Because I...
6 Easy Steps to Spring Clean your Finances
Ah! Spring! Such a wonderful time of renewal. You just feel like your coming alive! The heck with New Years Resolutions, spring is a much more motivating time to make changes. So why not...
How prepared are you to survive an increase in interest rates?
We have been enjoying record-low interest rates for years. And we are getting a little spoiled. And a whole lot complacent. It is inevitable that interest rates will rise. Everything is cyclical – it...
10 Steps to protect your finances against dangerous changes
If there is one thing that is certain in life, it is that things always change. The most dangerous place you can be financially is complacency – getting too comfortable with the way things...
The 6 most important lessons I learned last year
As I prepared to do my first radio show for the year (In case you’re curious I’ve put the details at the bottom of this post), I was reviewing the most important points that...
12 Steps you can take to protect your identity.
This post follows and expands on my previous post, Protecting your Identity in light of the Equifax Breach. With all of the modern conveniences of the world wide web, online banking etc., identity theft...
