Do I have to be delinquent on my accounts to file for Bankruptcy?
There is a misconception that you have to be behind on your bills in order to file for bankruptcy. You do not. One might ask, “Why would a person declare bankruptcy if they are...
Tagged: debt relief
10 Steps to protect your finances against dangerous changes
If there is one thing that is certain in life, it is that things always change. The most dangerous place you can be financially is complacency – getting too comfortable with the way things...
Dear Debt – Thank you!
I am an avid seeker of financial knowledge. I follow many blog sites and sift through social media advice and articles, always on the look out for items to further increase my knowledge and...
“Money Matters” with Mary Ann ~ Live Radio Broadcast
Listen to money-themed songs and get free financial advice!
Is there still such a thing as ‘Debtor’s Prison’?
There are two BIG misconceptions that I hear about debt and bankruptcy on a regular basis. Do not pass go, do not collect $200, proceed immediately to jail… One is the belief that if...
Negotiating with Creditors / Collectors
​Collection calls can be unnerving and intimidating. It’s easy to feel like you have no power in the call. And some (far too many it seems) collection agents use bullying tactics to collect which...
Help! The Bank took my money!!
I get this call at least once every few weeks. It’s something I try to warn against. There is a definitive risk to having all of your eggs in one basket when it comes...
Where do I turn when my finances fall apart?
Asking for personal help has to be one of the most difficult things to do. Whether it’s for relationship advice, parenting advice or financial advice, nobody wants to admit they can’t go it alone....
Is Filing for Bankruptcy Easier Today?
This was a question that I was asked recently. I thought it was interesting and it caused me to reflect on my experience in the Insolvency industry. The gentleman I was meeting with wanted...
10 Tips for a Great Financial Start to the New Year!
Well here we are, at the start of another New Year. This is always a time of reflection, a time to set goals, to get our lives back on track or to jump to...
