Resource Material 
Budgeting Resource Sheets
Occasional Expense Account – Planning Sheet
Homeownership – Repairs & Maintenance Costs – blank
Homeownership – Repairs & Maintenance Costs – example
Resource Forms
Opening a New Bank Account – Checklist
Sample Letters – PDFs
Sample Letter- To creditors -re elderly parents PDF
Sample letter – To creditors – request for information PDF
Sample letter – To creditors – notify of payment amount PDF
Sample letter – To creditors – notify of inability to pay PDF
Sample letter – To creditors – inability to increase payment PDF
Sample letter – To creditors – statute barred debt PDF
Sample Letters – Word Format
Sample Letter- To creditors re elderly parents DOC
Sample letter – To creditors – request for information DOC
Sample letter – To creditors – notify of payment amount DOC
Sample letter – To creditors – notify of inability to pay DOC
Sample letter – To creditors – inability to increase payment DOC
Sample letter – To creditors – statute barred debt DOC
Teleconference Handouts
How to Break Free of the Credit Trap PDF
Credit Bureaus in Canada -Fact Sheet PDF
