What would you do differently without credit?
“But I had to use my credit because…” (you can likely finish that sentence) … . “I needed food, I needed to pay the rent, I needed to fix my car, etc. etc. I’ve...
Author: Mary Ann Marriott
Where do I start? (A simple guide to re-creating your lost credit score)
So, you’ve all but destroyed your credit score? What to do next! The steps are actually quite simple. Follow these, have a bit of patience and viola, you will be on the road to financial recovery in no time.
Price vs Cost!
I had coffee with a colleague of mine a few weeks back and we had a lively discussion on the price versus the cost of items. I loved the concept so much I asked her to send me her a guest blog on the subject. I like the different perspective this gives us on purchases we make as we tend to focus on the obvious “price” but not necessarily the “cost” to us and the “benefit” received.
The Best Kept Secret of Investing
The story both excites me and terrifies me. It excites me because I have the opportunity to motivate others to do what I have not done. It terrifies be because I had not followed my friends advice and am now wishing I had spent less money on suede jackets, killer heels and drinks at the Misty Moon and had saved that money instead. So I urge you, read this, and pass it along to anyone in your life who can benefit from it today!
The 3-Step Simple Spending Plan
Want a simple ‘Spending Plan Process’? – Set up three accounts. These can be three bank accounts or can consist of a cash account or two, depending on what works for you. One account for your regular monthly expenses, one for savings and one for your day-to-day spending needs.
Save $30,000 by cutting back on your Double Double
You might be asking yourself “How Can I Find Money to Save for Retirement?”. This guest article gives some great ideas on how you can redirect a small regular purchase and make a major impact at retirement.
The Cost of Convenience
I remember listening to the radio one morning and BJ and Bobby Mac (The Q104 Morning Crew) were discussing the purchase of a new fridge. Apparently Bobby Macs ice cube maker wasn’t working. Bobby...
Doubling Your Investment Dollars
I think I’m safe in saying that we would all like to double our investments. I have been exposed to the Rule of 72 many times over my career and I think it’s a...
Does Breaking Your Mortgage Make Sense?
With mortgage rates still hovering at historic lows, chances are you’ve considered breaking your current mortgage and renewing now before rates begin to rise.
Perhaps you want to free up cash for such things as renovations, travel or putting towards your children’s education? Or maybe you want to pay down debt or pay your mortgage off faster? In some cases, the penalty can be quite substantial if you aren’t very far into your mortgage term, but we can determine if breaking your mortgage now will benefit you long term.
Deals Delivered to Your Door
We live in an ever-accommodating society. No longer do we have to go out and look for deals, they are delivered to our doorstep. I can see the credit companies doing a little jig at this wonderful new shopping sensation. Unfortunately our pocket books aren’t necessarily doing the same jig.
