Money Doesn’t buy Stuff!
I came across a blog awhile ago that talked about misconceptions around money. One of the misconceptions is around what Money is…really… If you google money on the web, you will get all kinds...
Tagged: Credit Relationships
Experience your Debt Differently
It’s payday. You’re trying to figure out what to pay, how much you need to get you through the month (or following your spending plan that you created to make life easier! Yes!). You...
10 Tips to avoid credit card debt over the holidays
I was enthusiastically reminded this morning that it is 4-weeks to Christmas. I suppressed the urge to harm my co-worker and smiled politely. Don’t get me wrong, I love Christmas. It’s just that Christmas...
Love your debt!
I am totally going out on a limb with this one, but stay with me… You have all this debt. It’s depressing. You stress about the payments. You can’t have any fun because of...
Are you controlling credit or is it controlling you?
Your worthiness is not dependent on what other people think of you. Remember that when you enter the credit world. We are all so hung up on our “credit rating”, which essentially is a...
What would you do differently without credit?
“But I had to use my credit because…” (you can likely finish that sentence) … . “I needed food, I needed to pay the rent, I needed to fix my car, etc. etc. I’ve...
The 3-Step Simple Spending Plan
Want a simple ‘Spending Plan Process’? – Set up three accounts. These can be three bank accounts or can consist of a cash account or two, depending on what works for you. One account for your regular monthly expenses, one for savings and one for your day-to-day spending needs.
Breaking up with Credit
I envy people who have no debt. I want to be like them. I really do. I have the skills, I have the desire, yet it seems like a goal floating in the wind. I can see it. And almost touch it but it keeps floating away from my grasp. Oh I’ve made some progress over the years, but unsteady income, child care and investments in my education have all ensured I don’t get too far away from debt. Not yet anyway. But I’m nothing if not persistent!
Are you a Hot Commodity?
Financial institutions – banks, credit card companies, etc. have money. And they need to invest this money. And they need to make money on their investment. They do not loan us money because they like us, or we need it and our goals are important to them. (I am speaking from an institution perspective, your loans officer may care about you and your goals – the good ones anyway). They loan us money because they are investing in us
I’d like to Buy Some Income Please
Is anyone really happy with the amount of income they’re making? I think we all feel that we deserve to have more, we deserve to spend more, we deserve to have less stress worrying...
